📋 Free Tool

Closing
Costs

Breakdown of all fees, lender credits, and total cash needed at home closing — fully customisable.

Loan Details

Home Purchase Price $400,000

$50K$3M

Down Payment 20% — $80,000

Loan Type

State Transfer Tax Rate

Lender Credits (reduce closing costs)

Customise Fee Items

Fee Name

Type

Amount

Total Cash Needed at Closing

Total Cash to Close

Down payment + closing costs - credits

Closing Costs Only

Down Payment

Lender Credits

Fees as % of Price

Fee Breakdown

Itemised Fee Summary

Fee	Type	Amount

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Closing Cost Assessment

Calculating...

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Negotiate your closing costs: Lender fees (origination, processing) are negotiable. Ask your lender for a Loan Estimate and compare 3 lenders. Seller concessions can also cover some buyer closing costs — especially in a buyer's market.

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ClosingCosts

Closing Cost Assessment

Get an Accurate Closing Cost Estimate

Closing
Costs