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Student Loan
Forgiveness

Project your payments under PSLF, SAVE or PAYE plans — with forgiveness timelines and total cost comparison.

Your Loan Details
Total Federal Loan Balance $55,000
$
$5K$500K
Weighted Average Interest Rate
%
Loan Type
Your Income & Family
Annual Gross Income $55,000
$
$20K$300K
Annual Income Growth Rate
%/yr
Family Size
State of Residence
Months of Qualifying Payments Made
months
Public Service Employment (PSLF eligible)?
Plan Comparison
Best Plan For You
—
Calculating...
$0
Amount Forgiven
$0
Total Paid
$0
Starting Payment
0 mo
Months to Forgiveness
Plan Comparison Table
PlanMonthly PaymentForgivenTotal PaidTimeline
Standard (10-yr)
$0
SAVE Plan
$0
PAYE Plan
$0
IBR Plan
$0
🎓

Forgiveness Verdict

Calculating...

⚠️
Tax Warning: Forgiveness under SAVE, PAYE and IBR may be treated as taxable income in the year forgiven (the "tax bomb"). PSLF forgiveness is currently tax-free. Plan for potential tax liability on large forgiven amounts. Consult a tax advisor.

Navigate Student Loan Forgiveness

Our advisors help you enrol in the right plan and track qualifying payments accurately.

💬 Get Expert Guidance →
🎓 Lower your student loan rate

Refinance and save thousands

Refinancing your student loans to a lower rate could save you hundreds per month. Compare rates without affecting your credit score.

Compare Refi Rates → Student Loan Hero

ℹ Advertiser disclosure: TechsGenius may earn a referral fee when you click partner links.